You are entitled to receive one free credit report each year from each of the credit bureaus. I encourge you to check your credit to ensure that no fraudulent activity is taking place against your identity or finances. If you find some transactions that you did not authorize, you can contact the companies to file an affidait stting that you did not authorize the charges or transactions.
Failing to check your credit could result in collections agencies coming after ou for payment. If needed, you can place a fraud alert on your credit.
If you are applying for your free annual credit report, don't get trapped into buying any protection plans or automatic credit checks thoughout the year. You should not need to enter in your credit card number to get your free credit report.
Credit Bureaus: Experian, Transunion, Equifax
